For the 21st century, human resources management in corporate in an increasingly important. in such a trend, our enterprises human resources management of the status quo is not optimistic. therefore, the chinese enterprises human resources management reform from the establishment and training of a specialized talent resource management team began to build effective human resources management system, the form to human resources department is 軸心, the enterprise business strategy to promote the great unity of the structure of the system.
本文介紹了企業人力資源管理的定義和地位，以及現狀，指出人力資源管理的發展趨勢是高效與和諧。
This article introduces the enterprises human resources management and status, and the status quo, pointed out that the trend of human resources management is effective and harmonious.
實現高效的重點是信息化和外包。在網絡及手機時代的信息化的新技術特點包括團隊工作空間、實時協作、遠程教學、移動辦公、搜索數據和商務智能，這些大大提高了人力資源管理的效率，而外包的降低成本，解脫事務，專家支持和規範管理四大好處證明其重要性和必要性，在提高效率，享受規模經濟而帶來的好處的同時降低企業的經營風險。
Achieve efficient focus on information and outsourcing. in the network and mobile phone age of information to new technical characteristics of the team work space, real-time cooperation, remote teaching and move their office, search and business smarter data. these greatly improved human resources management efficiency and reduce the costs of outsourcing, free, experts support and standardize management of the four great benefit to prove its importance and necessity to enhance efficiency, scale economy and the benefits will also reduce the corporate
實現和諧的重點是靈活多樣的激勵和員工的壓力與健康管理，激勵制度要建立適當的企業文化，實行多元化和差別激勵。員工的壓力與健康管理對企業影響巨大，體現了公司的關懷，給員工帶來身體健康和愉快的心情。
Achieve harmony is the main theme of the flexibility of staff management, pressure and health institutions to establish appropriate, the diversity and cultural differences. the staff morale of the pressure of the health and management of enterprises influence, the company's attention to healthy and happy mood.
高效與和諧緊密關聯，高效為和諧創造條件，和諧反過來會促進高效。
Efficient, effective and harmonious closely related to create conditions for peace, harmony, in turn, would promote efficient.
關鍵詞：企業人力資源管理，發展趨勢，高效，和諧
Key enterprises： human resources management and development trend, effective and harmonious
銀行保險合作是在經濟全球化和金融自由化的推動下，銀行業務與保險業務相互滲透、銀行資本和保險資本相互融合的產物，其已成為西方發達國家銀行業和保險業開辟新市場、提高利潤率的重要手段。我國的銀行保險合作處於起步階段，呈現出快速發展勢頭；但雙方合作局限於簡單的兼業代理層次，銀行代理的保險業務在各銀行總體業務比例較低，代理保險業務收入不多，還沒有體現出銀保合作的價值和優勢。在當前銀保合作快速發展中，問題不斷暴露，甚至壹些地方的代理業務出現大起大落。本文就通過分析當前銀保合作中存在問題，找出原因之所在，提出了解決困擾銀行保險合作的因素、產品創新和渠道維護等建議，探索加快銀行保險合作的發展步伐、建立戰略夥伴關系、實現銀保雙贏等途徑
The bank's economic globalization and liberalization of financial and banking and insurance business for each other, bank capital and the capital of the integration and it has become western developed countries the banking and insurance opening up new market, increased profitability of the most important means of our cooperation. the bank at an elementary stage, the rapid growth momentum ； but both parties cooperate to simple and industry levels, the agent for the insurance business in the bank to the overall business
關鍵詞：銀行保險，全球化，銀保合作，渠道
Keywords ： the bank, globalization, the cooperation and channels
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